Insurance offers protection from unexpected liabilities and financial obligations that arise out of contingent events. Based on the nature of the liability, a comprehensive insurance policy can protect both financial interests and avoid unnecessary out-of-pocket costs. Civilians or healthcare providers, everybody must sign up for policies that offer such benefits. Here are some of the key factors to consider when choosing insurance for healthcare workers to protect their personal and professional interests. Type of coverage Healthcare workers are exposed to a number of client liability risks. The issues here are a result of lawsuits filed by representatives of the patient in question. So, it is necessary to choose comprehensive professional and personal liability insurance that protects workers from such claims. Liability coverage includes cases of negligence, advice that was not beneficial, or mistakes and oversights that could have harmed the patient. The extent of coverage will vary depending on the severity of the outcome as a result of negligence or malpractice. Eligibility critieria Professional liability cover protects dozens of healthcare professionals in inpatient and outpatient care. This list includes nurse practitioners, physical therapists, yoga instructors, personal trainers, certified registered nurse anesthetists, optometrists, physical assistants, and even students at teaching hospitals.